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FAQs

You must submit an application in the prescribed form available for Rs.5/- only along with

A non-refundable processing fee of Rs.100/- if the loan amount applied for is Rs.1 lakh. Any sum higher than Rs.1 lakh requires a processing fee of Rs.250/-
A true copy of the building plan sanctioned by the local authority and certified by a qualified architect or civil engineer.
If employed, your employers' certificate in the prescribed proforma, both for yourself and your guarantors. In case you and your guarantors are self-employed then certified copies of your income tax returns or assessment orders with statements of income over the last three years are necessary.
An attested copy of the title deed or agreement for sale along with a detailed title investigation report mentioning the root or abstract of title in chain for a minimum period of 15 years given by the solicitor or advocate of the builder or the society.
An allotment letter, where the housing cooperative society is already registered indicating the details of the flat or house and its estimated cost.
Detailed item-wise estimate about the cost of construction from a qualified architect in case of a house. In respect of loans for flats, receipt of the sub-registrar about lodging of the agreement, copies of the receipts made to the builder or society.

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